I am a PhD research student and a licensed Insurance Agent and Financial Advisor based in Canada. With a passion for empowering individuals and families to achieve lasting financial security, I combine academic insight with real-world experience to make personal finance simple and actionable. As a dedicated entrepreneur and mentor, I've helped numerous clients and teammates develop the habits and strategies needed to thrive financially—at every stage of life. Whether through one-on-one coaching, workshops, or team development in the financial services industry. When [he’s/she’s/they’re] not advising clients or working on his PhD, you can find me building teams, developing financial tool or sharing practical wisdom through speaking and writing.